Vehicle Insurance

Vehicle Insurance

Comprehensive Protection and Peace of Mind with our Car Insurance!

Your car represents more than just a mode of transportation; it is a valuable asset that deserves utmost protection and care. At RUM Insurance, we provide car insurance services that offer comprehensive coverage and ensure the safety of your vehicle, regardless of the circumstances.

  • Comprehensive Damage Coverage

  • At RUM Insurance, we provide an extensive suite of coverage options – from accidents, thefts, fires, to natural disasters, ensuring your car stays safeguarded in every scenario.

  • Bodily Injury and Property Damage Coverage

  • More than just vehicle protection, we also cover personal injuries that may occur during accidents. Our goal is to secure both your loved ones and financial assets.

  • 24/7 Emergency Assistance

  • We understand that emergencies can happen at any time. That's why our insurance plans provide round-the-clock emergency support. Whether you encounter an accident or face a technical issue, you can rely on our responsive team to provide the necessary assistance promptly.

  • Repair and Maintenance Benefits

  • In the unfortunate event of an accident, RUM Insurance takes care of the repair and maintenance costs for your vehicle. Our aim is to get you back on the road swiftly and hassle-free, without the burden of exorbitant expenses.

  • Additional Perks and Discounts

  • As our valued policyholder, you can enjoy exclusive benefits and discounts. These may include services like a temporary replacement car, compensation for personal belongings, and reduced rates on various automotive services.


Vehicle insurance is a contract between a vehicle owner and an insurance company. It provides financial protection against physical damage, bodily injury, or theft arising from traffic collisions.

It's legally required in many places. It covers the cost of accidents, theft, or damage, protecting you from significant financial losses. It can also cover medical expenses after an accident.

The main types are: liability (covers others' damages/medical costs due to your fault), collision (covers your vehicle repair after a collision), and comprehensive (covers non-collision damages like theft, fire).

Premiums depend on factors like your age, driving record, location, vehicle type, and coverage amount. A riskier profile typically leads to higher premiums.

A deductible is the amount you pay out of pocket before your insurance coverage kicks in. A higher deductible generally means a lower premium, and vice versa.