Home Insurance

Home Insurance

This insurance provides full and comprehensive protection for your home and for personal purposes against all risks.

Our insurance ensures comprehensive coverage for your home, providing compensation for repairs, debris removal, third-party risks, and offering a rental allowance during repair periods.

  • All-Round Home Protection You Can Trust

  • Our home insurance plan provides full and comprehensive protection, ensuring peace of mind with coverage for all risks, including repair compensation after any covered incidents.

  • Clean Up Easily With Our Debris Removal Cover

  • Post-accident cleanup can be stressful. Our comprehensive insurance takes care of debris removal, helping you return to normalcy quicker.

  • Protecting Neighbors, Third Parties, and You

  • Our policy covers third-party risks, ensuring you're protected if an accident impacts your neighbors or visitors, fostering community trust.

  • Stay Comfortable with Our Rental Allowance

  • In case of extensive damage requiring repairs, our insurance offers a rental allowance, ensuring you have a comfortable place to stay during the repair period.


Comprehensive home insurance provides coverage for most perils that could damage your home, personal property, or cause injury to others, excluding specific exclusions listed in the policy.

It covers damage to your home, personal belongings, liability for injuries/damage you cause to others, and additional living expenses if your home becomes uninhabitable.

Usually, it doesn't cover flood, earthquake, routine maintenance, sewer backup, or damage from insects or rodents, unless specified.

The premium is determined by factors like your home's value, location, construction type, coverage amount, your claim history, and deductible.

A deductible is the amount you pay out of pocket for a covered loss before your insurance begins to pay. Higher deductibles typically mean lower premiums.